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What each of these documents actually is, who needs one, and how it compares to the ones people confuse it with.
Pay & Payroll
What Is a Pay Stub? A Complete Guide
A pay stub is a document that itemizes an employee's or contractor's pay for a specific period — gross pay, tax withholding, deductions and net pay. Here's exactly what's on one, who needs one, and how to get one fast.
Read moreWhat Is a W-2 Form? Wage and Tax Statement Explained
A W-2 is the year-end form employers issue that totals an employee's annual wages and the taxes withheld from them. Here's what's on it, who has to file one, and how to replace a lost W-2.
Read more1099 vs 1099-NEC: Which Form Do You Actually Need?
1099-NEC is for nonemployee compensation paid to a freelancer or contractor. 1099-MISC (the general "1099") covers other payment types like rents and royalties. Here's how to tell which one applies to you.
Read moreWhat Is a Voided Check? How to Void a Check (2026)
A voided check is a check marked VOID, used to set up direct deposit. Learn how to void a check, when you need one, and what to do if you don't have a checkbook.
Read moreHow to Get a Voided Check Online
Getting a voided check online takes a few minutes: pick your bank, enter your real routing and account numbers, review them, then download the finished PDF. Here's exactly how it works, which banks are supported, whether it's safe, and if you can print it yourself at home.
Read moreWhat Is a Paystub Maker?
A paystub maker — also called a pay stub maker or pay stub generator — is an online tool that turns your real pay details into a formatted, itemized pay stub showing gross pay, tax withholding, deductions and net pay. It produces the document; the numbers only mean anything if they match what you actually earned.
Read moreLetters
What Is a Proof of Income Letter?
A proof of income letter is a short, formal letter confirming how much someone earns, used for rental applications, loans and benefits paperwork when pay stubs alone aren't accepted or available.
Read moreEmployment Verification Letter vs. Proof of Income Letter
An employment verification letter confirms someone's job — title, dates, status. A proof of income letter confirms how much they earn. They're often requested together but answer different questions.
Read moreWhat Is a Salary Verification Letter?
A salary verification letter confirms a specific salary or hourly pay rate, commonly requested by name in mortgage underwriting and visa or immigration paperwork.
Read moreWhat to Include in a Job Offer Letter
A job offer letter confirms the role, pay, start date and basic terms of employment before someone officially joins. Here's what a complete one includes, and whether it's legally binding.
Read moreInvoices & Business
How to Write a Professional Invoice
A professional invoice needs your business details, a unique invoice number, itemized charges, payment terms and a due date. Here's what every invoice should include and how to structure it.
Read moreFreelance Invoicing 101: What Every Invoice Needs
Freelance invoices need the same basics as any invoice, plus clear hourly or project-rate breakdowns and explicit payment terms — since freelancers, unlike employees, have no automatic protection if a client pays late.
Read moreWhat Is a Contractor Payment Statement?
A contractor payment statement is an informal summary of what an independent contractor was paid and when — useful for the contractor's own records, but not a substitute for the official IRS 1099 form.
Read moreIncome Statement vs. Profit & Loss Statement: What's the Difference?
An income statement and a profit & loss (P&L) statement report the same core numbers — revenue, expenses, net income — but a P&L usually breaks expenses into more detail. Here's when you need which.
Read moreGuides
Pay Stub vs. W-2 vs. 1099: Which Do You Actually Need?
A pay stub covers one pay period, a W-2 totals a year of employee wages, and a 1099 reports what a contractor was paid. Here's how the three relate and when each one is the right document.
Read moreHow to Show Proof of Income Without Pay Stubs
Gig workers, freelancers and cash-paid employees often don't have traditional pay stubs. Bank statements, tax returns, signed income letters and profit & loss summaries all work as substitutes — here's when to use each.
Read moreProof of Income: What Counts and What Doesn't
Proof of income is any document that shows how much you earn, where it comes from, and the period it covers — pay stubs, W-2s, tax returns and bank statements all qualify. What you'll actually need depends on whether you're a W-2 employee, self-employed, or a gig worker.
Read moreIs It Legal for Employers to Use a Pay Stub Generator?
Yes — if you're the employer actually issuing the pay, using an online pay stub generator instead of expensive accounting software is completely legal. The one requirement: every wage, tax withholding and deduction on the stub has to be 100% accurate under federal and state law.
Read moreHow to Show Proof of Income: 12 Accepted Documents (2026 Guide)
You can show proof of income with pay stubs, a W-2, tax returns, 1099s, bank statements, an employer letter, a profit and loss statement and several other documents. The right one depends on how you are paid: a salary, self-employment, gig work, cash or benefits. Here are all 12, who accepts them, and how to choose.
Read moreProof of Income If You Are Paid in Cash: What Landlords and Lenders Accept
If you are paid in cash, you can still prove your income. Deposit it into a bank account regularly, keep a written log of who paid you and when, get a signed letter from the people who pay you, and report the income on your tax return. Together these give landlords and lenders something they can verify.
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