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How to Get a Voided Check Online

Getting a voided check online takes a few minutes: pick your bank, enter your real routing and account numbers, review them, then download the finished PDF. Here's exactly how it works, which banks are supported, whether it's safe, and if you can print it yourself at home.

Make your voided check
Example voided check showing where the routing number, account number and check number appear

How do I get a voided check online?

Getting one online is faster than voiding a paper check yourself, and it works even if you don't have a checkbook at all. With an online voided check generator, you pick your bank from a searchable list (or type it in if it's not there), enter your name, address, and your real routing and account numbers, and review a summary of everything you entered before you pay, so you can catch any typo.

Once everything looks right, you complete your order and download a clean, ready-to-send PDF immediately — no waiting, no mailing anything, no digging through a drawer for an old checkbook.

What banks are supported?

A good voided check generator should work with essentially any US bank or credit union, not just a handful of big names. EasyIncomeDocs' bank picker includes searchable shortcuts for major banks — Chase, Bank of America, Wells Fargo, Citibank, Capital One, TD Bank, PNC, U.S. Bank, HSBC and KeyBank — searchable by bank name or routing number, and selecting one auto-fills that bank's address and a well-known routing number to save typing.

If your bank isn't one of those big national names, that's fine — the bank name, address and routing number fields are fully editable, so you can just type in your own bank's details directly. The tool is built to work with any of the 4,278+ banks and credit unions across the US, not only the ones with a logo in the picker.

Is my information safe?

A voided check shows your real routing and account numbers, so it's worth knowing what happens to that information once you enter it. The site is served over HTTPS, and if you're paying by card, that payment is entered directly into Square's secure, tokenized payment field — the card number never touches EasyIncomeDocs' own servers.

For the voided check itself specifically: after you complete your order, you get a link to edit and re-download the document for up to a year — after that, both the document and your banking details are permanently deleted from the system, and your information is never sold. That said, the document itself still carries real banking details once it's in your hands, so treat the downloaded PDF the way you'd treat a physical voided check — only send it to the specific employer or company that actually requested it.

Can I print it at home?

Yes. A voided check is never processed through the banking system the way a real check is, so it doesn't need special check stock, magnetic ink, or a particular paper size — a standard home or office printer on regular paper works fine. What actually matters is that the routing number, account number and your information stay clearly legible, and that "VOID" is visible across it.

In practice, many employers and companies are just as happy to receive the PDF itself by email or upload without printing anything at all — so before you print, it's worth checking whether the requester needs a paper copy, or whether the digital file alone is enough.

Which option should you choose?

The right way to get a voided check online depends on how soon you need it and what the person asking will accept. Your bank's own document is the safest choice, a voided check generator is the fastest, and a direct deposit form works when the account has no checks.

Whichever you choose, the goal is the same: give your employer or payroll provider the correct routing number and account number in a format they will accept. If you are unsure what they take, ask them before you send anything.

Option 1: Download one from your online banking

Many banks let you download a pre-filled voided check or a direct deposit form from the account details page. Look for wording such as direct deposit form, account verification letter or pre-authorized debit form. The document shows your name, the bank's name, your routing number and your account number, and it is usually accepted anywhere a voided check is.

Option 2: Use a voided check generator

A voided check generator builds a check-style document with your own routing and account numbers and a clear VOID mark, then gives you a PDF to download. It is quick when you do not have checks and your bank does not offer a download. Always type the numbers from your online banking or a real check, and double-check them before you download.

Option 3: Ask your bank for a letter or starter checks

You can ask your bank for an account verification letter, which states your name and account details, or order a set of starter checks to void by hand. The letter is quick at a branch, while checks by mail can take several days.

Checking the numbers before you send it

A single wrong digit can send your paycheck to the wrong place or delay your first deposit. Before you send a voided check, confirm that the routing number has 9 digits, that the account number matches your online banking exactly, and that the account type is the one you want paid into. If anything is unclear, your bank can confirm the numbers.

How to send a voided check safely

A voided check shows your routing and account numbers, so treat it like sensitive information. Send it only to a payroll or HR contact you trust, through a secure upload or in person where possible, and avoid posting it publicly. Keep watching your statements for anything you do not recognize.

Frequently asked questions

What if my bank isn't in the list?

Type its name directly — the bank field accepts any name. The picker's list of major banks is just a shortcut for auto-filling the address and a well-known routing number, not a limit on which banks you can use.

Do I need to already have paper checks to make one online?

No — you only need your real bank name, address, routing number and account number. The generator formats them into a standard voided-check layout for you; you never need an actual paper check on hand.

How long does it take?

A few minutes. Fill in your bank, personal details and account numbers, review your entries, then download the finished PDF as soon as you complete your order.

Can I use it for a business or joint account?

Yes — enter whatever name is actually on the account. What matters is that every detail matches your real account, not what type of account it is.

Do I need to sign it once I download it?

No — a voided check should never be signed. Once it's downloaded, hand it over as-is; don't add a signature or fill in an amount.

Can I get a voided check without going to the bank?

Yes. You can download a direct deposit form from your online banking, or create a voided check PDF with a voided check generator using your real routing and account numbers. Either one gives your employer what they need without a trip to a branch.

How long does it take to get a voided check online?

A voided check from a generator is instant, and a download from your online banking is usually just as fast. A letter from your bank can take a visit to a branch, and starter checks by mail can take several days.